The following items are included automatically with Basic Cover
| BASIC COVER: STANDARD BENEFITS | SUM INSURED |
| Personal Possessions | Sum Selected |
| Desktop Computer Equipment | Item Limits Apply |
| Accidental Death of a Parent or Guardian | £5,000 |
| Landlords Property - Tenants Liability | £5,000 |
| College Property on Loan | £250 |
| College Library Books on Loan | £250 |
| Liability for Rented Household Goods | Item Limits Apply |
| Replacement Locks & Keys | £50 |
Basic Cover can be extended to include any of the following items
| BASIC COVER: OPTIONAL EXTENSIONS | SUM INSURED |
| Laptop & Portable Computers (Room Only) | £500-£2,000 |
| Laptop & Portable Computers (All Risks) | £500-£2,000 |
| Vacation Cover (included free in halls of residence) | £3,500 |
| Accidental Damage | Item Limits Apply |
| Course Fees & Rental Protection | £2,000 |
| Criminal Assault | £500 |
| Legal Expenses | £30,000 |
| All Risks: Specified Items anywhere in the UK | £250-£1,000 |
| Mobile Phones | £200 |
| Pedal Cycles | £250 |