Frequently Asked Questions

What are the cover limits and exclusions?

STANDARD SINGLE ITEM & GROUP LIMITS

Item and group limits are determined by the possessions sum insured. Items 1-6 apply for Basic Cover, Items 1-7 apply for Comprehensive Cover.

1) Audio Equipment
2) TV, Video & DVD Players
3) Photographic Equipment, Video Camera's & Camcorders
4) Jewellery, Watches & other valuables
5) Music, Video, DVD, Software & other data carrying media (£350.00 in total)
6) Desktop Computer Equipment
7) Laptop & Portable Computers | Room Only (Comprehensive Cover only)

POSSESSIONS SUM INSURED ITEM & GROUP LIMITS

£2,000

£500

£4,000

£750

£6,000

£1,000

£8,000

£2,000

Optional cover extensions are limited to the amount shown in your policy schedule for each particular cover section.

PRINCIPAL EXCLUSIONS

  • The first £10 of any claim (the claim excess).

  • Theft from unattended vehicles.

  • Damage to sports equipment whilst in use.

  • Mobile phones, Pedal Cycles, Laptop & Portable Computers unless specifically insured.

  • Cover away from your term time address unless specifically insured.

  • Items used for business purposes.

  • Contact Lenses.


Go Back Go Back
Get A Quote Get a Quote
ABOUT SSL CERTIFICATES