Mobile Phone Insurance - Cover Explained

---

We offer three levels of cover for PAYG Mobile Phones

COVER OPTIONS

• Phones up to £75
• Phones up to £150
• Phones up to £200

WHAT'S COVERED?

• Your pay-as-you-go mobile phone and SIM card wherever you are in the world.
• Accessories originally supplied with the pay as you go mobile phone and subject to the same incident as your phone up to a value of £50 per claim.

RISKS COVERED

Your pay-as-you-go mobile phone, SIM card and accessories are insured for:

• The cost of replacing your pay as you go mobile phone as a direct result of theft
• Accidental damage: The cost of repairing or replacing your mobile phone.
• Malicious damage: The cost of repairing or replacing your pay as you go mobile phone.
• Water or liquid damage: The cost of repairing or replacing your pay as you go mobile phone.
• Damage from electrical or mechanical breakdown: The cost of repairing or replacing your mobile phone.

WHERE DOES COVER APPLY?

• World Wide Cover: Your PAYG mobile phone is covered wherever you are in the world

PERIOD OF INSURANCE

• One approved claim or a period of twelve months from the start date of your policy, whichever occurs first.

TYPES OF PHONE COVERED

• PAYG Mobile Phones, which have a primary use for the making and receiving of, telephone calls, SMS text messages and data.

IMPORTANT: Pay Monthly Contract Mobile Phones and PDA type devices are excluded.

WHAT'S EXCLUDED?

• Loss of your phone
• The policy excess of £20 if your claim is accepted
• Theft of your phone from an unattended motor vehicle, unless secured in the glove box or locked boot
• Theft of your phone from an unattended building or premises, unless evidenced damage was caused in gaining entry to, or exit from, the premises
• Theft of your phone if it has been left accidentally or deliberately in a public place or a place to which others have access
• Theft or damage to your phone if it has been passed to someone else other than a family member
• Phones which have not been registered by you with us
• Any incident which occurs within the first 21 days after you purchase the policy or change the phone already registered

BUY SECURELY ONLINE AND SAVE MONEY

Save money on your Mobile Phone Insurance policy by buying securely online.
Phone purchases are subject to an administration fee of £5.00

Get a PAYG Mobile Phome Insurance Quote